Brazil’s betting industry could face another significant regulatory change after Senator Camilo Santana (PT-CE) introduced…
Brazil’s betting industry could face another significant regulatory change after Senator Camilo Santana (PT-CE) introduced Bill No. 3765/2026 in the Federal Senate. The proposal would amend Law No. 14,790/2023, introducing monthly deposit limits for players using licensed fixed-odds betting operators. The bill is currently under review in the Senate and has not yet become law.
What the Bill Proposes
The proposal aims to introduce a monthly deposit cap linked to each bettor’s financial capacity.
Under the bill:
- The default monthly deposit limit would be R$80.
- Players could request a higher limit of up to 5% of their monthly income by providing proof of financial capacity.
- Licensed operators would be required to prevent deposits above the approved limit.
- Any excess deposits would have to be refunded immediately if accepted in error.
- The Ministry of Finance would be responsible for updating the default limit over time to preserve its real value.
Why Was the Bill Introduced?
According to Senator Camilo Santana, the proposal is intended to strengthen consumer protection by reducing the risk of excessive gambling and financial harm. The bill cites international responsible gambling measures adopted in countries such as Germany and Belgium, where deposit limits form part of broader player protection frameworks.
The proposal also seeks to balance player protection with flexibility by allowing higher-income bettors to apply for increased limits after verifying their financial situation.
What It Could Mean for the Industry
If enacted, the proposal would introduce one of Brazil’s most restrictive responsible gambling measures since the regulation of fixed-odds betting. Licensed operators would need to implement systems capable of monitoring monthly deposits, verifying players’ declared income where applicable, and enforcing individual deposit limits.
For bettors, the measure would establish mandatory spending limits while still allowing higher thresholds for those able to demonstrate sufficient financial capacity.